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PRIVACY POLICY

Mount Olympus Mortgage Company ("Mount Olympus Mortgage Company") is committed to protecting the privacy of its customers. As a customer of Mount Olympus Mortgage Company, you should first read and understand our Privacy Policy. References to "we," "us," and "our" refer to Mount Olympus Mortgage Company. References to "you" and "your" shall mean customers of Mount Olympus Mortgage Company.

The Privacy Policy explains that some nonpublic personal information about our customers may be shared on a confidential basis with certain organizations, such as organizations that help us process your transactions, organizations with which we have joint marketing agreements, or those organizations which are financial service providers. Your opt-out option does not apply to these disclosures.

In the course of providing services to you, we collect information about you. Some of this information is nonpublic personal information. We do not sell your nonpublic personal information, but we share some of the nonpublic personal information with our affiliated or non-affiliated service providers, affiliates, and others in order to better serve you. An affiliate means a company that controls, is controlled by, or belongs to the same family of companies with Mount Olympus Mortgage Company. We share nonpublic personal information only with contractual safeguards to protect the confidentiality of your information. The purpose of this notice is to inform you of our Privacy Policy.

I. INFORMATION WE COLLECT ABOUT YOU

We collect nonpublic information about you from the following sources: Information we receive from you on applications (for example, your name, address, social security number, assets, and income), on other forms, and in all forms of communication (telephone, fax, mail, e-mail, etc.) with you: A. Information about your transactions with us, or others including those companies that work closely with us to provide you with diverse financial products and services;
B. Information we receive from a credit reporting agency (for example, your credit worthiness and credit history)
C. Information obtained when verifying the information you provide on an application or other forms (this may be obtained from your current or past employers, or from other institutions where you conduct financial transactions);
D. Information we may obtain from consumer purchasing and census data providers to develop competitive marketing programs for our customers; and
E. Information we receive when you browse our Website through the use of Internet cookies. Internet cookie technology is a small piece of information that a website stores on your web browser on your computer and can be later retrieved. We use cookies for a number of administrative purposes, for example, to store your preferences for certain kinds of information or to store a password so that you do not have to input it every time you visit our site. In any event, information we collect through Internet cookies does not provide us with specific, personally identifying information about you.

II. INFORMATION WE DISCLOSE

We may disclose all of the information we collect, as described above, as permitted by law and in accordance with this Privacy Policy. We may also make disclosures in connection with a subpoena or similar legal process; a fraud investigation; recording of deeds of Mount Olympus Mortgage Company and mortgages in public records; an audit or examination; or the sale of your account to another financial institution. We do not disclose any nonpublic personal information about our customers to anyone, except as permitted or required by law.

III. HOW WE PROTECT YOUR INFORMATION

We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to protect your nonpublic personal information.

IV. PARTIES WHO RECEIVE YOUR INFORMATION FROM US

Mount Olympus Mortgage Company and our affiliates may share your nonpublic personal information with each other as permitted or required by law. In addition, we may disclose nonpublic personal information about you to the following types of third parties: A. Financial service providers, such as insurance companies, mortgage service companies, and securities broker-dealers;
B. Non-financial companies, such as consumer reporting agencies; and
C. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

V. DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO US

In order that we may provide our customers with competitive products and services, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf and to other financial service providers with whom we have joint marketing agreements or that provide services to us. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct our operations, and follow your Mount Olympus Mortgage Company instructions as you authorize, or protect the security of our financial records. These parties receive this information on a confidential basis with contractual restrictions on the use of the information.

VI. DISCLOSURE OF INFORMATION ABOUT FORMER CUSTOMERS

If you decide to terminate your relationship with us, we will not share any nonpublic personal information we have collected about you, except as may be permitted or required by law.

VII. FAIR CREDIT REPORTING ACT DISCLOSURES

Mount Olympus Mortgage Company will not share any information about our transaction or experiences with you with our affiliates except to process or service a transaction or product authorized or requested by you. Other information taken from consumer reports, such as information relating to your credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, may also be exchanged but only to the extent necessary to process or service a transaction or product authorized or requested by you. In addition, Mount Olympus Mortgage Company and our affiliates will not share any information about their transactions or experiences with you for marketing purposes.

VIII. WHAT YOU CAN DO TO HELP

Mount Olympus Mortgage Company is committed to protecting the privacy of our customers. You can help by following these simple guidelines: A. Protect your account numbers.
B. Use caution when disclosing your account numbers, social security number, etc., to other persons. If you receive a call from someone who claims to be calling on behalf of Mount Olympus Mortgage Company and they ask for your account number, you should beware that our official staff will have access to your information and will not need to ask for it when they contact you.

IX. TENETS OF OUR PRIVACY POLICY

We are fully committed to protecting your personal information. We will use it only to provide you with exceptional customer service and high-quality products and services; A. We do not share any customer information with nonaffiliated third-party marketers offering products and services.
B. We do share some of your personal information with our affiliates, but only to process or service a transaction or product authorized or requested by you.
C. We also share your information with our affiliated or non-affiliated service providers, but they must abide by our privacy standards and must agree to maintain the confidentiality of your information.
D. When you apply for any Mount Olympus Mortgage Company product, your personal information is protected using state-of-the-art security technology and by personnel trained in protecting information.
E. If you are just browsing our website or asking us questions, we will not gather any information about you personally. Until you choose to give us personal information, for application purposes, we do not track who you are.
F. While we take steps to protect your privacy, you must assist us by safeguarding your personal information at all times.
We reserve the right to amend our Privacy Policy at any time.

BY USING OUR WEBSITE, YOU ARE ACCEPTING THIS PRIVACY POLICY AND THE PRACTICES SET OUT IN THIS POLICY. Should you have any questions about our Privacy Policy, or need assistance regarding our Privacy Policy please contact us at:

Mount Olympus Mortgage Company
Attn: Customer Privacy Unit
2600 Michelson Drive - Suite 250
Irvine, CA 92612